altbanq is an alternative finance provider that was launched to fund businesses faster and more reliably than traditional financing sources. altbanq is comprised of industry veterans with the shared goal of providing small business owners with the resources needed to build a solid financial foundation to grow their business.

For altbanq lending, our application process takes less than 5 minutes, with successful applicants receiving funds within 24 hours.

For altbanq payments, our application procedure is even quicker, with businesses enjoying secure payment services as soon as they agree to our offer.

We require applicants to hold a minimum of 51% company ownership and provide us with the necessary documentation.
For altbanq Lending, 3 most recent months of business bank statements.*

For altbanq payments, either 1 month of merchant credit card statement or your most recent bank statement.*

* Please note that in cases where qualification cannot be determined, additional documentation may be required.

Our underwriting team will provide maximum approvals using our proprietary scoring model. Qualifications are determined using many factors, including business cash flow, length of time in business, industry, and your business & personal credit scores.