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The Financial Alternative That Gets Your Business

Moving Performing Growing Thriving

Whether your business needs a quick and easy term loan or help accepting payments from customers, altbanq has the answer for you.

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Drive Your Business


With you as our focus, our financial solutions are crafted to empower your business, not hindered by red tape and rigid structures. Whether it’s accessing capital through Tailored Term Loans or ensuring seamless operations with our Payment Processing, We’re here to support your journey towards efficiency and effectiveness with the financial alternative that gets your business moving.

Our Business Solutions

We support you every step of the way

Experience efficient, adaptive term loans
 for your business journey.

Enhance business performance with our credit card processing solutions.

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Secure a Zero-Interest Loan
Switch to altbanq Payments to secure a zero-interest loan.

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Grow Succeed Thrive


Personalized Guidance for Your Business Journey

Don’t navigate the complexities of small business loans alone. Let our experienced U.S. based loan advisors simplify the process and guide you every step of the way.

(212) 235-5455
Monday – Friday
9:30 a.m. – 6:00 p.m. EST


altbanq is an Alternative Finance provider that was launched to fund businesses faster and more reliably than traditional financing sources. altbanq is comprised of industry veterans with the shared goal of providing small business owners with the resources needed to build a solid financial foundation to grow their business.

Our process is seamless and tailored with a business owner’s need for capital in mind. The process is simple and allows for same-day approvals and funding within 24 hours. Upon applying, an Underwriter will evaluate the business to achieve maximum approval.

Applying for financing with altbanq is quick and easy.

Simply fill out an application that requests basic business and ownership information.

Connect to your bank via Plaid, which is a read-only bank verification tool, or provide the three most recent months of business bank statements.

Applying is easy and free.

Qualifying for a Term Loan is determined by multiple factors:

Business cash flow, length of time in business, industry, your business, and personal credit score. Our Underwriting Team will provide maximum approvals using our proprietary scoring model.

Trusted By Business Owners Like You

SOS Capital is now altbanq!

After 10 years as SOS Capital, we’re thrilled to announce we are now altbanq! Offering upgraded lending solutions, with the addition of our new payment processing services.