A New Era of Financial Solutions

Introducing altbanq! Formerly SOS Capital, we’ve rebranded to better align with our expanded financial offerings. Our commitment to exceptional customer service remains steadfast. With nearly a decade of experience, our track record speaks for itself – holding an “Excellent” Trustpilot rating with a near-perfect 4.9/5 score. As businesses’ trusted partner, we’re here to support you on your journey through the dynamic business landscape.

Your Success

is our Mission

We are your dedicated direct lender, passionate about empowering businesses like yours across the nation. We don’t just offer funding; we partner with you on a journey of growth, through our Complete Payment Processing Solution, we aim to make the funding process easier and more supportive than ever before. Join us and experience the difference a committed partner can make.

Changing the Game for Small Businesses

At altbanq, we are leading the charge in revolutionizing business financing for small businesses in the United States. As the backbone of our economy, small businesses drive 45% of the nation’s GDP, yet over three-quarters of these vital economic drivers encounter credit rejections.

altbanq is breaking down barriers and providing access to credit, helping small businesses overcome the obstacles that hinder their growth.

Be a part of our Growing Team

altbanq is based in New York and we are currently looking for talented individuals to join our team. More than just a career, working for altbanq is an opportunity to contribute to the growth and success of businesses across the nation. If you value integrity and thrive in collaborative and creative environments, we would like to speak to you and welcome applicants from all backgrounds.



Personalized to your business’s needs, our payment processing terms are unique to each business. All of our payment processing terms are transparent, with no hidden charges or fees.

We require applicants to hold a minimum of 51% company ownership and provide us with either 1 month of merchant credit card statement or your most recent bank statement.

An altbanq team member will provide you with a decision within 24 hours of submission.

Trusted By Business Owners Like You

SOS Capital is now altbanq!

After 10 years as SOS Capital, we’re thrilled to announce we are now altbanq! Offering upgraded lending solutions, with the addition of our new payment processing services.